Money - Dentist

So Curtis is not getting as much money back from his loans as I originally thought.

I asked him the other day if he would mind for us not to get married just yet and pay for his teeth out of pocket. I told him I understand that if getting married is the only way we can fix his teeth that I would understand but I really would like a wedding. So right now we are still not getting married and we are trying to come up with around $6,500 to pay for his teeth. Now I think we are well withing our means to be able to do this its just a matter of how much of it do we want to try and finance and through what company.

I think he should go to our bank at Suntrust and see if he can get a decent sized credit card there that has free interest for like the next 12 months so we can pay the whole thing off before interest hits. Right now he has one card but the limit is a whopping $500 (it actually might be less). My big concern is that he won't be able to get a bigger card because of how little he makes every year. I'm worried the credit card company will not consider his loans as a part of his income. I guess we'll just have to wait and see on that one.


The Dentist also gave us the option of having everything with his teeth fixed in one big swoop and wanted to know if we wanted sedation dentistry. I think its a good idea but then we have to pay up front two weeks in advance, and fill out paper work. Another option is that we just give him nitrous but I am sooo worried about all the pain he is going to be in.


We are going to talk about how all to pay for this, one way or another his is going to get it done even if it means paying out more from my own pocket. What I am really hoping is that they give him a good credit card so he can start building credit, pay it off month by month till is next line of student loans come in, pay of the remainder with the student loans and poof we will not have to worry about the card. The only thing at that point we will have to worry about is how we are going to pay for the rest of his school if he does run out of loans over the next year.